Industry standards set up by the CRAs are in their book entitled the Credit Reporting Resource Guide (“CRRG”). This book is the bible in the credit industry. In that book, you will find all of the credit reporting standards required of furnishers. The CRRG is a very closely guarded secret in the industry. You cannot buy one unless you are a furnisher. We managed to get their 2011 version and working hard to get an updated one.
- CCA – Default CRO Agreement- Compliant HTML
- Limited Power of Attorney
- Sample Record Retention Policy
- Sample Privacy Policy
- Sample Website Privacy Policy
- Sample Refund Policy
- Sample Client’s Welcome
- Sample Credit Repair-AFFILIATE AGREEMENT – Docx
- Sample Detailed Validation For Lender And 3 CRAs
- Increasing FICO Scores Overview
- Sample Credit Repair Agreement
- Sample-Credit-Repair-Pay-Per Deletion Agreement -Docx
- Sample Contract EXHIBIT A – DESCRIPTION OF SERVICE
- Compliant Pay-Per Deletion Contract
- Credit-Restoration-Agreement
- Sample Affiliate Agreement
- Credit Services Intake Forms
- Credit Restoration Preliminary Plan – PDF
- Credit Restoration Preliminary Form – PDF
- Credit Restoration Customer Preliminary – PDF
- Credit Restoration Customer Preliminary – DOC
- Credit Restoration Contract – PDF
- Credit Restoration Contract – DOC
- Credit Repair Dispute Tracking Worksheet
- Credit Restoration Business Plan – PDF
- Credit Restoration Business Plan
- Credit Repair Power of Attorney – PDF
- Getting Rid of Student Loans
Credit Resources and what credit bureaus creditor’s use when pulling credit. Become A member Identity Theft Victim’s Complaint and Affidavit – To be used for the
Freezing to stop public records and other things is not as effective anymore without the proper tactics because many are using Pacer to obtain this information. But there are opportunities to slow down this process with tactics in freezing your information. If Lexis Nexis is already reporting, it really won’t help to freeze as much but you employ a tactic to possibly slow the verification or make it difficult to verify. Our phone coaching team has a strategy to assist in optimizing this process. It will require a 30-minute coaching session. The key point is to challenge every name, address and other variation currently being reported and follow with a notarized affirmation statement or affidavit for each variation and sent to all subjects. It can be tedious but time-consuming but effective. Here are all the freeze sources.
his is how collection agency and most get their information. (get coaching for advanced techniques of freezing this source) Sage is formerly ID Analytics but they still have different URLs and addresses. It is a great ideal to challenge them both. Suppression of Information from ID Analytics also this is how collection agency and most get their information. (get coaching for advanced techniques of freezing this source) 15253 Avenue of Science San Diego, CA 92128info@idanalytics.comTel: 858.312.6200Toll Free: 866.248.7344Fax: 858.451.9051
- ARS doesn’t have a website but here is their contact information: 5005 Rockside Road, Suite 600 Independence, OH 44131 or fax: 216-615-7642
- Send a registered mail confirmation delivery or fax asking for your credit report to be frozen
- Include all of the following information
- First and last name
- Social security number
- Full address
- primary contact number
- Your signature
- Two forms of identification:
- A copy of a state-issued drivers license or state identification card.
- A copy of a U.S. passport (picture page only)
- A copy of an Alien Registration Card
- A copy of a birth certificate
- A copy of an SSN card